Explore the updated 15 Days Loan App List in India (2025). Compare instant short-term loan apps offering 15-day loans, their interest rates, eligibility, and RBI-approved options.
Disclaimer
This website does not provide any loans or financial services. It is made for educational and informational purposes only. Verify all app details before using any service.
Introduction
15 days loan app means a loan app which gives loan for 15 days. In India, people generally search for short term loan from 15 days to 30 days — some of them are RBI registered but some are not registered with RBI, so it create confusion.
So in this article I am going to share some important and necessary point you have to read before applying for any loan for 15 days.
In this blog I have given 15 best 15 days loan app list of 2025, which are registered and genuine.
As you know, RBI is the guardian of all financial transactions that happen inside India so RBI also monitors loan platforms and bans some fake loan apps which are not follow RBI privacy and policy.
What is a 15 Days Loan App?
15 days loan app provide instant money without much paperwork. This type of loan app is generally people use for short-term need just like 15 days, 7 days or 30 days.
Suppose you are a student or a salaried person but you are running out of money and your payment will come within some days — so in this case you have to take a short-term loan, just like 15 days loan, to fulfill your need.
But guys there are many fake loan apps are circulated in the market and heavily promoted through advertisement but it is my personal suggestion to all of you guys — please do not take any loan from fake 15 days loan app. You only have to take a loan from a app which is RBI registered and have a NBFC company.
15 Top 15 Days Loan App List in India (2025)
In this paragraph, I am going to share 15 best 15 days Loan app list 2025. You can prefer it for taking a loan, but always verify it yourself, and do not take unnecessary loans.
| 15 Days Loan App List | Interest Rate (p.a.) | Loan Tenure | Processing Fee | Eligibility | App Rating |
|---|---|---|---|---|---|
| KreditBee | 18% – 30% | 15 Days – 3 Months | 2% | Age 21+ | 4.3★ |
| CASHe | 18% – 33% | 15–90 Days | 2% | Salary Slip | 4.2★ |
| Fibe (EarlySalary) | 24% – 36% | 15–60 Days | 3% | Income ₹15,000+ | 4.5★ |
| MoneyTap | 13% – 28% | 15 Days – 3 Months | 2.5% | PAN + Aadhar | 4.4★ |
| TrueBalance | 20% – 35% | 15–45 Days | 2% | Valid ID + Bank | 4.1★ |
| mPokket | 24% – 36% | 15 Days – 2 Months | 3% | Students/Employees | 4.0★ |
| PaySense | 18% – 30% | 15–90 Days | 2.5% | Income Proof | 4.2★ |
| MoneyView | 16% – 28% | 15 Days – 3 Months | 2% | CIBIL > 600 | 4.4★ |
| Kreditzy | 20% – 36% | 15 Days – 2 Months | 2.5% | Salary Required | 4.1★ |
| NIRA | 18% – 30% | 15–60 Days | 2% | PAN + Salary Slip | 4.3★ |
RBI Approved 15 Days Loan Apps (2025 Updated)
There are very few genuine 15 days loan apps available in the market just like LazyPay — it gives you a later option for 15 days to its users.
Means if you want to order something from Quick Market just like Blinkit and Zepto, then in this case you can use 15 days LazyPay loan app for instant bill payment. You can also use LazyPay for paying your electricity and mobile recharge bill.
They are many similar 15 days loan app as available, like LazyPay, KreditBee, and Fibe. You can know more about it by reading above list of 15 days loan app.
But guys there are many frauds happening in India as the name of loans because India is a developing country, so money is very demanding among people — so using this weakness, fake companies make their fake loan apps of 15 days to give loans, but for this, they charge a high rate of interest of 30 to 50%.
To be aware, always use loan apps that have an NBFC company and have good social reviews.
How to Avoid Fake 15 Days Loan Apps?
In India there are many fake loan apps are operated by changing their names time to time because RBI frequently bans or penalises these apps. Once anyone take a loan from those fake loan apps then they get in trap — after that, those fake companies take user’s contact details and start harassing once user is unable to repay money on time.
I am going to give you a pro tip, to identify which loan app is genuine and which 15 days loan app is fake:
- First, check whether this loan app is available on Google Play Store or not.
- If that particular loan app is not available on Google Play Store, then do not download it — it means it is fake.
- Even if it is available on Play Store, before downloading it, please visit their official website and check whether it is registered under RBI or not.
- Also check some public and social reviews on it, which helps you to understand the nature of that loan 15 days loan app.
If you feel you are a victim of a loan fraud, then please report it to cthe ybercrime. You can take help from below contact details and website.
Cybercrime Helpline:
📞 1930
🌐 https://cybercrime.gov.in
Advise users to report fraud immediately.
Eligibility Criteria for 15 Days Loan App
Eligibility criteria of any loan platform is same — you have to at least 18 year and having a good CIBIL score along with valid bank account, and also having KYC document just like PAN card, Aadhar card, bank details etc.
Basic Requirements:
- Age: 18–60 years
- Indian resident
- Valid bank account
- PAN, Aadhaar, and income proof (optional for students apps)
Documents Required
- Aadhaar card
- PAN card
- Bank statement (last 3 months)
- Salary slip or ID proof for students
How to Apply for a 15 Days Loan App?
If you want to take loan for 15 days then you have to download a perfect and genuine loan app from Google Play Store.
Then you have to register yourself on it by using your phone number and then you have to do KYC. After fetching your CIBIL score, that particular app gives you, your loan limit according to your CIBIL score.
Steps to Apply
- Download any app fromthe Play Store (avoid third-party links).
- Register with your mobile number and KYC.
- Upload documents.
- Enter loan amount and duration (select 15 days).
- Loan disbursed directly to bank account.
Also Read:- Is a 15 days loan safe
FAQs – 15 Days Loan App List
Q. Are 15 days loan apps safe to use in India?
All genuine and RBI registered 15 days loan app are safe to use just like LazyPay.
Q. What is the maximum amount I can borrow for 15 days?
It totally depend on your CIBIL score — if your CIBIL score is good then they may give you 10,000 to 15,000 limit.
Q. Is RBI approval mandatory for loan apps?
Yes all the valid and genuine loan app are required to registered under RBI.
Q. Which app is best 15 Days Loan App List?
According to me LazyPay is the best 15 days loan app for student.
Q. Can students get a 15 day loan?
Yes students can get 15 days loan app but only if they have good CIBIL score only then.
Conclusion
I hope you loved my content on 15 days loan app list 2025, but guys, it is my personal suggestion to all of you — please download and use only RBI registered and NBFC-registered loan apps because if you fall into any fake loan traps, then this can be harmful.
If you want to ask anything related to Indian loan apps, come below on the comment section — I will try to reply as soon as possible.